Welcome to the Howard Kaye Insurance Agency, where we are proud to be the foremost authority on life insurance as an investment alternative. Thank you for taking the time to learn more about how we can help you use life insurance to maximize your estate, and create and preserve your wealth.
Throughout this site, we will explain:
The many uses of life insurance; the flexibility it provides and the leverage it offers.
Different types of life insurance, how to structure life insurance in order to maximize your estate planning goals, including demonstrating how you can discount your estate tax costs up to 90%.
How to increase your Social Security income upward of $2 million for the benefit of charity.
How to maximize the ultimate value of your IRA for the benefit of your heirs up to 20 times its current value, as well as creating huge monies for philanthropic use.
The life settlement industry, which provides policyholders with an exit strategy besides the traditional surrendering of the policy. * And so much more.
Perhaps most importantly, we want you to understand that life insurance is one of the most important components of a healthy and diverse financial portfolio. It is an asset, just like stocks, bonds, mutual funds and real estate. The difference is, the value of life insurance is guaranteed!**
You are just one call away from allowing us to help you use life insurance as an investment alternative. Contact the Howard Kaye Insurance Agency today so that tomorrow’s future is guaranteed if you keep the policy in force until a death benefit is paid out.
* Actual results will vary based upon individual circumstances and a variety of factors including but not limited to the availability of funders, life expectancy of the insured, amount of required premium payments, policy type, carrier, etc. Settling a policy will limit your capacity to purchase additional life insurance benefits.
** Guaranteedpayment of life insurance proceeds are based upon the claims paying ability of the insurance carrier and making the required premium payments until the death benefit is paid.
Even if the policy lapses or is surrendered before a death benefit is paid out, the policy owner receives the benefit of financial protection from a mortality event occurring during the time the policy was in force.
